“Moral hazard. Is that the phrase I’m looking for?”
The clickity-clackiting of Iris’ keyboard stops briefly. “Depends. What’s the context?” she asks with a sense of dread. She knows me well.
“Right. Here it is: the moral hazard of wearing shoes when mowing the lawn…”
“Josh.”
“… is that since we feel safer, we’ll be less cautious.”
“You’re not going to mow the lawn without shoes, are you?”
“If we’re less cautious, we’re actually less safe wearing shoes, especially considering how little protection shoes offer in a spinning-blade-of-death-gone-wrong scenario.”
“Josh.”
“I mean, really, defending the protectiveness of shoes is kind of like defending the protectiveness of the armor worn by She-Ra.”
“I really don’t want you mowing the lawn barefoot.”
“Or Red Sonja. So the only reason to wear shoes when mowing the lawn is that in the event something awful happens the awfulness won’t be blamed on bare feet. That’s not reason enough for me. In fact, I think I’m going to strive for a life free of moral hazard. If that’s the phrase I’m looking for. Is it?”
“Sigh. Yes.”
(Regular readers may remember that mowing the lawn is not generally my duty in this household, that the wife is the one who gets to play with heavy machinery while I toil away in the kitchen. Ever since she broke her finger in that fistfight with a chipmunk, opportunities for me to contribute to the family have increased.)
“Really? I just assumed I was wrong.”
“You are wrong – about thinking I’m going to let you mow barefoot. Would you at least wear sandals? That would make me feel safer.”
“EXACTLY! You’d feel like shoes would make me safer without them actually being safer. Shoes are like a Cursed Shield of Moral Hazard (-3 AC). We’d be better off without shoes if being barefoot puts us in a more fearful, ergo cautious, forthwith reality-based frame of mind.”
“Forthwith? Seriously?”
“Off to the shed I go, with sober mind and foot. I shall be a candle in this demon haunted world.”
“I hope you’re going to credit Carl Sagan for that line.”
“What do you mean?”
“This whole conversation has a very bloggy feel to it. You’ve got that glaze over your eyes that you get when you’re writing a post in your head instead of listening to me.”
“Of course I’m listening to you. Hey, will you take a picture of my grass-stained feet for the blog?”
—
Hat-tip to Bob Neinast.